Fitzgerald Recruiting partners with Top Echelon Contracting to provide payroll and benefits for our professional HR contractors.
Employees who work an average of at least 30 hours per week may choose any combination of the following benefits. The majority of benefits can be paid for with pre-tax payroll deductions.
All of our plans are compliant with the Affordable Care Act (ACA).
We offer two (2) traditional types of healthcare insurance through Aetna, one of the largest and most recognized healthcare companies in the United States. We offer the traditional PPO plan and the High Deductible Plan (HDP) that offers the Health Savings Account (HSA) option.
We also offer an alternative to traditional healthcare insurance through Key Benefit Administrators (KBA). KBA is the largest privately held TPA in the United States. They offer fully-insured limited medical benefits that meet ACA tax and benefit compliance. These Minimum Value Plans (MVPs) are being offered at SURPRISINGLY AFFORDABLE COSTS!
This is a voluntary plan through Aetna where employees can choose to see any dentist. 100% of the usual and customary cost is covered for preventative procedures, 80% for restorative procedures, and 50% for major procedures.
This voluntary plan through Aetna includes savings on vision exams, frames, lenses, and contact lenses. A laser vision correction benefit is also included.
Employees may buy life insurance through Aetna in multiples of $10,000 up to $500,000 not to exceed five times their annual salary. Additional life insurance may be purchased for your spouse and children. The employee automatically receives Accidental Death and Dismemberment Insurance (AD&D). Under the AD&D insurance, if a covered employee loses their life caused by an accident, the life insurance amount will be doubled. The plan also provides benefits for losses, such as the loss of a limb or an eye, caused by an accident. These policies are portable, meaning you can choose to keep the coverage even when you leave TEC’s employment.
401(k) Savings Plan
Top Echelon Contracting employees have the option to join our 401(k) Savings Plan at the end of six months of continuous employment regardless of number of hours worked. The employee can contribute up to 90% of their weekly salary up to the applicable maximum for that particular year. The employee may roll over previous employer’s 401(k) money into TEC’s 401(k) immediately.